You love the window treatments at the open house, but are they included in the price? What comes with a house you buy? Find out!
There are many questions that come along with buying a home, but today we’re going to shed some light on what comes with a house you buy. Having a clear understanding of this part of the buying process can help create a less stressful sale and maximize your buying power.
📰 Details in a Real Estate Listing
When determining what comes with a property, the best place to take a first look is the real estate listing. The listing agent takes down information from the seller about items they wish to include in the sale and add those to the listing.
Just because something is not expressly listed in the sale doesn’t mean that the seller won’t include it with the property. Today’s real estate market is so competitive that many sellers find themselves more willing than ever to negotiate the terms of the sale.
Want something specific and it’s not listed in the ad? Ask your real estate agent to make an inquiry. You lose nothing by asking!
🗣️ Talk to Your Real Estate Agent
When it comes to asking questions, it’s best to let your real estate agent field all questions to the seller’s agent or the seller themselves. The question you want to ask may seem innocent enough, but it could hamper negotiations by giving the seller some leverage room.
📱 Contact Brock Realty Inc
🎛️ Not Just About Appliances
It’s common to think that the only things that come with the home are the appliances, but this is not always the case. The seller could be downsizing and getting rid of larger pieces of furniture or artwork. In this case, they may include these things with the property as part of the sale.
🚿 Fixtures vs. Fittings
For practical purposes, we’ll say that a fixture is anything that comes attached to the property.
- Ceiling Fan
Something that can be removed from the property because it’s considered the personal property of the seller is a fitting in the terms of the sale. Because of the nature of fittings, you may find it makes sense to request some of these items be included in the sale of the home.
🖋️ Get Things in Writing
Even the smallest detail should make it into the terms of the sale. Get everything in writing! The contract is the go-to source for information when a disagreement happens, so you want to make sure you’re covered.
📋 Closing Cost & Financial Inclusions
Consider what’s included in the closing costs when you purchase a home. The closing costs are a collection of fees that vary depending on the financing and services needed for your unique home buying process.
Closing Costs May Include
- Title Fees
- Attorney Services
- Mortgage Insurance
There may be loan-related costs for credit reports or origination fees for the mortgage loan officer. The lenders could charge an underwriting fee that covers the underwriting process. The underwriting process is necessary and includes the verification of information that helps you qualify for a home mortgage loan.
🤩 What Comes with a House You Buy?
While it’s difficult to be specific about what comes with a home you buy without knowing more about the unique set of circumstances that surround your purchase, we’ve offered a better idea of what you can expect. We would love to help you find the perfect home in Sarasota County or Manatee County. Call Brock Realty Inc. today at 941-313-1234.