🎄 Your Guide to Buying a Home During the Holidays

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If you’ve never considered buying a home during the holidays, you may be missing out on some incredible benefits. Check out our guide!


While other people are making plans for the coming holiday season, you may be wondering if it’s a good time to make homeownership the perfect gift for your household. Let’s explore the benefits of buying a home during the holidays.

🤔 Why should I buy a home during the holidays?

It’s true that most people don’t consider the holidays the perfect time to buy a home, but you can benefit from tax credits and other incentives if you purchase a home before the end of the year. Besides the financial perks, it’s exciting to start a brand new year in a new home!

Buying a home during the holidays - inside decor with tree
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👷‍♀️ What are builder incentives?

There’s a natural pause in home sales in the Sarasota area during the holiday season that makes buying a new construction home an even better investment. Home builders want to attract potential buyers with upgrades to appliances, counters, floors, finishes, and fixtures.

Tip: Builders may offer to pay closing costs or take a percentage off the listing price on new construction.

🏘️ Sarasota New Construction Homes


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💵 What are the possible tax benefits?

End of the year weddings are popular for those wanting to make the most of the upcoming tax filing period as a couple. Along the same lines, buying a home during the holidays can help you utilize special tax deductions if you close on the home before the end of the year.

Possible tax deductions include interest points, mortgage interest, and property taxes. There are tax credit options for moving expenses if your relocation is due to a job.

Check your home purchase timeline with a tax professional to make sure you meet essential deadlines.

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⚠️ Are there less homes for sale?

Just because the real estate market slows down a bit during the holidays doesn’t mean there are fewer homes being offered for sale. Take advantage of the homes that are getting less attention from other potential buyers.

Tip: Your offer has less chance of coming up against competition during a holiday purchase.
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☎️ Buying a Home During the Holidays? Contact Brock Realty Inc!

We can help!
Your real estate agent is the best source of information about the local community and real estate topics. Give Brock Realty a call today at 941-313-1234 to learn more about local areas, discuss selling a house, or tour available homes for sale.
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🤷‍♀️ Why do people avoid buying during the holidays?

During the holiday months, people shift their attention from reaching life goals to enjoying the beauty of the season. Those who may have looked for homes during the summer are now focused on community events, shopping, and gatherings with friends.

People may be less inclined to purchase a home during the holidays because they are overwhelmed with other activities, financial concerns, or a lack of interest in the moving process. You can benefit from these reasons and move forward with plans to buy by cutting back on holiday spending and focusing on your home purchase.
White toy house on red sleigh under tree
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🤝 Are sellers willing to negotiate?

The seller is just as thrilled about receiving your offer as you are in sending one during the holiday months. There is less interest at this time from other buyers, so a seller is more likely to negotiate the asking price and terms of the sale.

Tip: It’s not unusual for a seller to agree to pay closing costs as part of the new terms. The best news? We handle all the negotiations on your behalf!
Questions to Ask When Buying a House
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🗓️ When is the best time to move?

Moving at any time can be tiring, stressful, and time-consuming. Since people tend to have more time off during the holidays, this can work in your favor to lower the stress level and make things easier when making appointments and moving.

Tip: Use holiday time or vacation days to set yourself up for a move that allows you to get settled in and still enjoy the holiday fun. Moving companies are slow this time of year, so you may get a great deal.
Gingerbread house on white table
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📄 What do I need to know about closing day?

The busy times we experience during the holidays may not seem like good news, but there is a hidden silver lining in those long shopping lines. People are ready to wrap business up, which means you are probably going to get a faster closing day scheduled.

Tip: Mortgage lenders are extremely motivated to close before the end of the year reports are complete. Sellers want to get the money from their sale as sooon as possible.

Do your part to make the closing day as easy as possible by meeting deadlines, having the necessary money on hand, and completing paperwork in a timely manner.

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👩‍💼 How can a real estate agent help?

  • Negotiations
  • Home Searches
  • Open Houses
  • Answering Questions
Tip: Help your real estate agent by providing them the best ways to contact you during the holiday season to avoid delays.
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🎄 Buying a Home During the Holidays

While others are focused on shopping and busy holiday tasks, make the most of the season by finding the perfect gift — a new home! It’s true that buying a home during the holidays isn’t right for everyone, but the benefits are well worth considering.

You could be celebrating the joys of being a new homeowner as the clock strikes midnight to welcome in the new year. Give us a call today at 941-313-1234!

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Your Guide to Buying a Home During the Holidays
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Your Guide to Buying a Home During the Holidays
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If you've never considered buying a home during the holidays, you may be missing out on some incredible benefits. Check out our guide!
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Brock Realty Inc
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